Credit Model Validation Manager at Monzo, UK

Company Monzo
Location Cardiff, London or Remote (UK)
Salary 40-70 LPA (est.)
Experience
Type Full-Time

Overview

We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK.

As a Credit Model Validation Manager at Monzo, you will lead the development and validation of machine learning and NPV models to drive business growth and informed decision-making.

Responsibilities

  • Lead the development and validation of credit models, including machine learning and NPV models
  • Collaborate with cross-functional teams to design and implement model validation frameworks
  • Develop and maintain model documentation, including model descriptions, assumptions, and limitations
  • Conduct regular model reviews and updates to ensure ongoing model performance and validity
  • Provide expert advice and guidance on model development and validation to stakeholders
  • Stay up-to-date with industry trends and regulatory requirements, applying this knowledge to improve model validation processes

Requirements

  • Experience in credit model development and validation, with a focus on machine learning and NPV models
  • Strong understanding of statistical modeling techniques, including regression, decision trees, and clustering
  • Experience with programming languages such as Python, R, or SQL
  • Excellent communication and collaboration skills, with the ability to explain complex technical concepts to non-technical stakeholders
  • Strong problem-solving skills, with the ability to analyze complex data sets and identify areas for improvement

Benefits

Joining Monzo means you’ll be part of a team that is revolutionizing the way people interact with their money. You’ll receive a competitive salary (estimated 40-70 LPA) and the opportunity to work with a talented team of professionals who are passionate about making a difference.

Apply

If you’re a motivated and experienced credit model validation professional looking for a new challenge, we’d love to hear from you. Apply now to join our team and help us make money work for everyone.

Ready to apply?

Apply Now

Posted via Job Agent · July 08, 2026

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