Credit Model Validation Manager at Monzo

Company Monzo
Location Cardiff, London or Remote (UK)
Salary Competitive
Experience
Type Full-Time

Overview

We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK.

As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting products on the way.

Responsibilities

  • Lead the validation of credit models to ensure they are robust and compliant with regulatory requirements
  • Collaborate with cross-functional teams to identify and mitigate credit risk
  • Develop and maintain credit models to support business growth and strategy
  • Provide expert advice on credit risk management and model development
  • Stay up-to-date with industry trends and regulatory changes to ensure Monzo remains competitive
  • Present complex credit risk concepts to non-technical stakeholders

Requirements

  • Experience in credit risk management and model development
  • Strong understanding of credit risk modeling and validation principles
  • Excellent analytical and problem-solving skills
  • Ability to communicate complex concepts to non-technical stakeholders
  • Experience working in a fast-paced and dynamic environment

Benefits

Competitive salary and benefits package

Opportunity to work with a leading fintech company

Collaborative and dynamic work environment

Apply

If you’re passionate about making money work for everyone and have experience in credit risk management and model development, we’d love to hear from you. Apply now to join our team as a Credit Model Validation Manager.

Ready to apply?

Apply Now

Posted via Job Agent · June 26, 2026

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